Insurance work6 min read

Right to repair in South Africa: what it means for panel shops

There's no Right to Repair Act in South Africa. There are the Competition Commission's automotive aftermarket guidelines, revised in 2024. Here's what they give an independent panel shop, what they don't, and how to use them.

Sam Fourie

By Sam Fourie, founder of PanelDesk

Updated

A spray painter in a protective suit, gloves and respirator painting a panel in a spray booth

In short

  • The rules are the Competition Commission's automotive aftermarket guidelines, revised version in force since 27 March 2025. They're guidelines, not an Act, but the competition authorities must take them into account.
  • Owners can use an independent shop for service, maintenance and mechanical repairs during the warranty, and an owner without insurance can use any repairer at any time.
  • Insured repairs on a car under warranty, done under a claim, still go to manufacturer-approved repairers allocated by the insurer.
  • Insurers shall publish their accreditation standards, formally disclose the reasons for rejections and appoint repairers for five years at most.
  • Manufacturers must sell original parts to independent shops and give them repair information and training on terms no worse than their own networks get.

What right to repair means here

When South Africans talk about right to repair for cars, they mean the Competition Commission's Guidelines for Competition in the South African Automotive Aftermarket. The first version took effect on 1 July 2021. A revised version was gazetted on 4 October 2024 and has applied since 27 March 2025.

They're guidelines under section 79 of the Competition Act. They don't bind the Commission, the Tribunal or the Competition Appeal Court, but anyone interpreting the Act must take them into account, and the Tribunal considers them when it sets a penalty. Cases are brought under the Act's prohibitions; the guidelines show how the Commission reads them for the motor trade.

Revised version in force

27 March 2025

The first version took effect on 1 July 2021.

Longest panel appointment

5 years

For insurers' panels and manufacturers' networks alike.

Complaints received

59

Since July 2021, 36 of them in 2023 to 2025 (dtic, 2025).

Warranty work at an independent shop

The biggest change for independent shops is warranty work. Who may do it depends on what the work is and who pays for it:

Who may work on a car under warranty
WorkWho may do itClause
Service, maintenance and mechanical repairsAny provider the owner chooses: manufacturers shall not obstruct the choice5.4.1
Body repairs under an insurance claimA manufacturer-approved repairer that the insurer allocates5.4.3, 7.8.5
Repairs for an owner without insuranceAny repairer, at any point in the car's life5.4.4

Independent shops that do in-warranty work take on three duties:

  • Record the work in the service book, paper or electronic, with the date and who did it (5.4.5).
  • Tell the customer clearly that damage caused by your work may void some of the manufacturer's warranty obligations (5.4.6).
  • Tell the customer whether you carry adequate commercial insurance (5.4.7).

Damage your work causes risks voiding only the warranty provisions it affects; the rest may survive, and the manufacturer may assess the damage at its own cost (5.4.8 and 5.4.9).

What insurers must do

For out-of-warranty work, insurers send claims to their own panels of approved repairers. The guidelines set out what insurers owe repairers who want to join:

Insurers' duties under clause 7.8
DutyWordingClause
Allocate work fairly, preferring firms owned by historically disadvantaged people, for example by rotating it across the panelmust7.8.1
Approve any repairer that meets their standards, case by case, making room for new entrants and not only on claim volumesshould7.8.2
Publish their accreditation standards, and formally disclose the reasons for every rejection, set out in fullshall7.8.3
Give customers more choice of repairer, and publish the list of approved repairersshall7.8.4, 7.8.6
Appoint repairers for no more than five years, without endless renewals that unreasonably shut others outshall not / should not7.8.7

The 2024 revision softened “must approve” to “should approve” and added the case-by-case test. The duty to publish standards and give reasons, and the five-year cap, didn't change.

GuideHow to get insurance work as a panel beaterWhat insurers' published requirements ask for, SAMBRA grading, and the documents to prepare before you apply.

Manufacturers' approved networks

Manufacturers appoint their own approved body repairers for in-warranty work. Under clause 6.9 they must take steps to bring in new repairers, preferring firms owned by historically disadvantaged people; should approve any applicant that meets their standards, case by case; may not tie a repairer to an area exclusively; and shall not appoint a repairer for more than five years or keep renewing in a way that unreasonably shuts others out.

Unlike insurers, manufacturers aren't required to publish their body repairer criteria or give reasons when they turn a repairer down. Expect a bigger investment in equipment and training than for an insurer panel: the Commission notes that insurers' standards are less stringent than manufacturers'.

One example: after independent body repairers complained in 2021 and 2022, BMW South Africa undertook to replace open-ended agreements with its approved repair centres with fixed terms of a few years, and to require its dealer-owned network to reach at least 51% black ownership and B-BBEE level 4.

Parts

  • Original parts: manufacturers and dealers shall sell original parts to independent shops for repairs. They may set conditions only for security-system parts, may not restrict what independents buy, but may stop them reselling (10.9).
  • Non-original parts: during the warranty, owners can have original or legitimate non-original parts fitted at any provider. Damage the parts cause can void the provisions it affects, so warn the customer and record the work (10.8).
  • Suppliers: manufacturers may not make deals that stop parts and tool makers selling to independent shops, apart from intellectual property and security items, and may not set minimum retail prices (10.9.5 to 10.9.8).

Non-original parts here means legitimate, traceable parts with a maker's warranty. Counterfeits are excluded.

Repair information and training

Manufacturers must give independent shops technical information on reasonable terms, for fees no less favourable than their approved dealers and repairers pay (12.2.1). Clause 12.2.3 lists what that includes:

  • Vehicle identification and service books, including electronic ones.
  • Repair manuals, component and diagnosis information, and wiring diagrams.
  • Fault codes, calibration identification and test data.
  • Information delivered through diagnostic tools, and operating software.
  • Part numbers on quotations and invoices (12.2.3(k)).

Security and coding information is included but can depend on the manufacturer's accreditation, and the manufacturer may ask for a confidentiality undertaking (12.2.2 and 12.2.4). Training must be available to independent shops' staff on request, at no more than dealer staff pay, including structural repair methods (12.3.1).

How to use the guidelines

  1. 1

    Ask insurers for their standards and list

    Before you apply to a panel, ask for the published accreditation standards (7.8.3) and the list of approved repairers (7.8.6).
  2. 2

    Ask for reasons in writing

    If an insurer turns you down, ask for the full reasons the guidelines require it to disclose, in writing, then fix what they name and apply again.
  3. 3

    Ask manufacturers in writing

    Request technical information and training in writing, citing clauses 12.2.1, 12.2.3 and 12.3.1. Expect the network's fees, accreditation for security functions and possibly a confidentiality undertaking.
  4. 4

    Do in-warranty work by the book

    Record it in the service book and give the customer the written warranty and insurance disclosures every time.
  5. 5

    Complain to the right body

    Anti-competitive conduct: the Competition Commission, on Form CC1. A consumer's dispute with a supplier: MIOSA or the National Consumer Commission. A dispute with an insurer about a claim: the National Financial Ombud Scheme.

Is anyone enforcing them?

In a 2025 reply to Parliament, the Department of Trade, Industry and Competition said the Commission had received 59 complaints since July 2021, most about defects after purchase, service and payment disputes, independent shops' access to manufacturers' technical information, and voided warranties. Seven insurers covering about 80% of the motor market told the Commission in 2024 that they had onboarded 350 repairers owned or operated by historically disadvantaged people since July 2021.

The Commission's own 2023 survey drew 212 responses, 83% of them already aware of the guidelines; independents still reported manufacturers not complying on technical information. Complaints have led to changes without a formal case: Subaru South Africa told its dealers to show part numbers on every quotation, and Nissan South Africa agreed to unbundle service plans from vehicle prices.

Common myths

What people get wrong
The mythWhat the guidelines say
There's a Right to Repair ActThere isn't. The rules are guidelines under the Competition Act (1.1).
Any panel shop can do an insured in-warranty repairUnder a claim, the insurer allocates it to a manufacturer-approved repairer (5.4.3, 7.8.5).
Using an independent shop can't affect the warrantyDamage from the work or the parts can void the provisions it affects (5.4.8, 10.8.2).
Insurers must accept every repairer that qualifiesSince 2024 they should, case by case (7.8.2). The firm rules are reasons for rejections and the five-year cap.
Manufacturers must hand over repair data for freeOn reasonable terms, at the network's fees, with accreditation for security functions (12.2).
The 2021 version still appliesThe 2024 version has applied since 27 March 2025.

Insurer panels are where most independent shops' insurance work comes from. Our guide to getting insurance work covers what insurers ask for and how to prepare.

Sam Fourie

About the author

Sam Fourie

Sam founded PanelDesk, the panel beating software built for South African panel shops, and writes these guides from the questions shop owners bring to us. Each one is checked against the sources listed with it. Read Sam's story.

Spotted something out of date? Email sam@paneldesk.com and we will correct it.

FAQ

Questions shop owners ask

Short answers to what panel shops and their customers ask about right to repair.

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